Can you take credit after Individual Voluntary Arrangement or Bankruptcy?
One of the questions I am often asked in relation to individual voluntary arrangements and bankruptcy is "Will I be able to get credit after the end of the arrangement?" The short answer to this is yes. However it is useful to fully understand the effect of undertaking such a solution so that you know exactly where you stand. . . .
Aug/26/2009 Comments (0)
Can Debtors Afford Bankruptcy? Finding Low-Cost, Cheap Bankruptcy
It seems there is today in these current hard national economic
times, palpably one ominous additional burden for the average
heavily indebted American consumer who, perhaps, sees his or her
only recourse for some relief from his crushing debt as lying in
filing bankruptcy: the cost for bankruptcy, and finding cheap,
low-cost bankruptcy that debtor can afford. . . .
Jun/04/2009 Comments (1)
Managing Money is No Easy Task
In this recession some people will learn the hard way that managing money correctly is not something that can be postponed until your kids are teenagers. Managing what you earn is no easy task and you should set aside some time to do it a couple of days each time you get payed, that means that Thursday before your salary is deposited into your account you have to sit down and write down what is it exactly that you are going to do with your money. . . .
Mar/21/2009 Comments (0)
Deceived by the Shining Red Apple
Have you ever experienced making a choice that was similar to picking a beautiful, shining apple, biting into it and finding out it was rotten on the inside? Looks can be deceiving, can't they?
We make many choices in our lives that often lead to a similar scenario, from picking friends, to taking a job, to attending a workshop. . . .
Mar/16/2009 Comments (0)
Ways To Save Money Part 2
There are many ways to save money everyday. Below I've listed some areas of savings on monthly costs.
a. Gas and Electricity: It's about just using less every day.
b. Food Shopping: It's not about buying lower quality goods. We just shop in lower rent neighborhoods. The prices are lower. . . .
Mar/11/2009 Comments (1)
IGVSI Performance Expectations - WCM Portfolios
No investor should ever be surprised by the changes in market value that appear on his or her monthly brokerage account statements. In general, media noise throughout the month should lead to a feel for what has been going on and investors should understand that the market prices of investment securities are constantly changing. . . .
Feb/04/2009 Comments (0)
Retirement Planning Mistakes You Need to Avoid Making
Are you ready to start planning and preparing for your retirement? If so, congratulations you are making a step in the right direction. The earlier you start planning for your retirement, the better off you will be when the time comes.
The decision to start planning and preparing for retirement is a wise decision. . . .
Jan/29/2009 Comments (0)
The Habits That Create Financial Wealth
There are plenty of help-self books on the shelves these days touting sure-fire methods for achieving great wealth. Books that assert a particular mindset will create the magic pathway to financial goals that seem elusive to so many. While there is no magic button to generate discretionary income, in fact there are habits of the successful that anyone can easily adopt. . . .
Jan/16/2009 Comments (0)
7 Tips for Stretching Your Income and Increasing the Savings Account
These days, many people are looking for practical, effective ways to not only get the most out of their dollar, but also increase savings for a rainy day. It's recommended that households have an average reserve of at least three months' worth of income put aside in case of emergency or loss of a job. . . .
Jan/14/2009 Comments (0)
Why Entrepeneurs Need Investment Management
But when people who have worked hard to build up a business, whether from scratch or by taking an existing family business to a new level, decide to sell, it can be hard for them to slow down and enjoy the money, rather than make it.
When the time comes to sell a business, there are many emotions involved. . . .
Jan/13/2009 Comments (0)
